Short-Term Insurance
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Short-Term Insurance Products
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Personal Insurance
Car Insurance
We understand the inconvenience that losing your car due to theft or damage, or even an accident can cause in your life. Speak to our consultants or request a quote to find a tailored package that suits your needs.
Building & Home Content Insurance
Your home is your safe space. Let us help you find peace of mind and offer you the best in comprehensive home cover: from home contents and your buildings to liability cover and cell phones, you will have risk-cover in every area of your home. -
Business Insurance
Cyber Security Insurance
Corner life provides this cover for your business against the following risks:
- Employee dishonesty – your staff stealing from you, alone or in collusion with others
- Computer fraud – theft by the accessing of the insured party’s computer system by any person
- Computer virus – loss sustained directly because of a computer virus
- Electronic data loss – loss sustained directly because of the malicious alteration or destruction of data
- Extortion – loss as a result of any employee being threatened with physical harm
- Fraudulent transfer instructions – loss sustained directly because of fraudulent instructions to a financial institution holding your assets.
Vehicle Fleet Insurance
Ensure your business is never brought to a halt because an unforeseen circumstance has befallen your business. Should your fleet of trucks, vans or other vehicles be stolen or damaged your business should be able to bounce back and continue as per the norm. We have packages that are specifically tailored to businesses like yours.
Goods in Transit
For accidental loss of or damage to the goods owned by the insured or for which they are responsible, when being loaded onto, conveyed by or unloaded from any vehicle or railway carriage. Cover for the ropes, canvas and tarpaulins used to transport the goods is included:
- Imports & Exports
- Carriers Liability
- Drivers Liability
- Household goods & personal effects relocations local within South African Boarders and SADC countries
Building Insurance
Building projects can be very long-drawn processes and they can last for months or even years. Typically, some of the equipment must be stored on on-site temporary storage, especially when the projects are longer. You need to ensure your equipment to prevent setbacks in the event of theft, damage, liability, or other unforeseen circumstances. We cover for physical loss of, or damage to the contents of the office at the insured business premises.
Directors Liability
Indemnifies directors and officers against financial liability in the event of a claim regarding perceived failures in their performance and duties as managers. Directors & Officers insurance is designed to protect a company’s decision makers.
Public Liability
Our public liability insurance package is one that will cover you for damages which you may be legally responsible to pay for if it has been proven that you were negligent in the accidental death or bodily harm or some form of injury to another person if you are proven negligent or guilty of damaging physical property.
Professional Indemnity Cover
Professional Indemnity is aimed at providing protection against financial loss resulting from a legal liability to a third party.
Contractors All Risk Insurance
As an independent contractor, you may face operational risks like any other business owner would. You need to prepare adequately for those unforeseen circumstances. A good insurance package is the beginning of good risk management. We have tailored solutions to address these needs.
Business Interruption
We will indemnify the insured if they lose turnover/sales/revenue/income because of any damage caused by any of the fire perils in their policy and that lead to the interruption of their business. We will place the insured in the same position as they were before the damage, so that their business can continue to operate.
Construction Guarantees
Construction guarantees are there to create an obligation on the sponsor to pay upon the occurrence of a certain event as agreed upon when the parties signed an agreement. They ensure that the construction company is protected if there is a delay that was caused by their client.
Plant All Risks
Whenever you are working on a project, it is equally important to insure the plant or premises you will be renting or leasing for your project as it is to insure your equipment. If unforeseen damage happens to the plant, like damage due to liability or weather conditions or other risk factors, with cover from Corner Life you will be able to recover from that smoothly.
Travel Insurance
When travelling for holiday purposes or for a business trip you cannot always pre-empt or predict unforeseen circumstances that you could come across, ranging from theft of your luggage, damage and even losing your belongings.
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Personal Insurance
Car Insurance
We understand the inconvenience that losing your car due to theft or damage, or even an accident can cause in your life. Speak to our consultants or request a quote to find a tailored package that suits your needs.
Building & Home Content Insurance
Your home is your safe space. Let us help you find peace of mind and offer you the best in comprehensive home cover: from home contents and your buildings to liability cover and cell phones, you will have risk-cover in every area of your home. -
Business Insurance
Vehicle Fleet Insurance
Ensure your business is never brought to a halt because an unforeseen circumstance has befallen your business. Should your fleet of trucks, vans or other vehicles be stolen or damaged your business should be able to bounce back and continue as per the norm. We have packages that are specifically tailored to businesses like yours.
Goods in transit For accidental loss of or damage to the goods owned by the insured or for which they are responsible, when being loaded onto, conveyed by or unloaded from any vehicle or railway carriage. Cover for the ropes, canvas and tarpaulins used to transport the goods is included.
- Imports & Exports
- Carriers Liability
- Drivers Liability
Household goods & personal effects relocations local within South African Boarders and SADC countries -
Building Insurance
Building projects can be very long-drawn processes and they can last for months or even years. Typically, some of the equipment must be stored on on-site temporary storage, especially when the projects are longer. You need to ensure your equipment to prevent setbacks in the event of theft, damage, liability, or other unforeseen circumstances. We cover for physical loss of, or damage to the contents of the office at the insured business premises.
-
Directors Liability
Indemnifies directors and officers against financial liability in the event of a claim regarding perceived failures in their performance and duties as managers. Directors & Officers insurance is designed to protect a company’s decision makers.
-
Public Liability
Our public liability insurance package is one that will cover you for damages which you may be legally responsible to pay for if it has been proven that you were negligent in the accidental death or bodily harm or some form of injury to another person if you are proven negligent or guilty of damaging physical property.
-
Professional Indemnity Cover
Professional Indemnity is aimed at providing protection against financial loss resulting from a legal liability to a third party.
-
Contractors All Risk Insurance
As an independent contractor, you may face operational risks like any other business owner would. You need to prepare adequately for those unforeseen circumstances. A good insurance package is the beginning of good risk management. We have tailored solutions to address these needs.
-
Business Interruption
We will indemnify the insured if they lose turnover/sales/revenue/income because of any damage caused by any of the fire perils in their policy and that lead to the interruption of their business. We will place the insured in the same position as they were before the damage, so that their business can continue to operate.
-
Construction Guarantees
Construction guarantees are there to create an obligation on the sponsor to pay upon the occurrence of a certain event as agreed upon when the parties signed an agreement. They ensure that the construction company is protected if there is a delay that was caused by their client.
-
Plant All Risks
Whenever you are working on a project, it is equally important to insure the plant or premises you will be renting or leasing for your project as it is to insure your equipment. If unforeseen damage happens to the plant, like damage due to liability or weather conditions or other risk factors, with cover from Corner Life you will be able to recover from that smoothly.
-
Travel Insurance
When travelling for holiday purposes or for a business trip you cannot always pre-empt or predict unforeseen circumstances that you could come across, ranging from theft of your luggage, damage and even losing your belongings.
Professional Insurance Products
Value Added Products
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Built Environment
This covers a number of practitioners in the Built Environment, this includes:
- Architects
- Contractors
- Engineers, quantity and land surveyors
- Environmental Consultants
- Project & Construction Managers
- Town Planners -
Miscellaneous Environment
This covers a number of practitioners in the Miscellaneous Environment, this includes:
- Assessors & Loss Adjustors
- Property Valuators -
Fiduciary Environment
Corner Life cover applies to all Principals, Partners, Sole Proprietors and employees appointed as Executor, Curator and (Trustees) of Trusts holding membership to at least one of the following professional bodies:
- FISA
- LPC
- SAICA
- IRBA
- SAIPA
- FPI
The policy has been carefully designed to cater for the needs of our fiduciary practitioner clients. The policy offers claims made cover from the ground-up and an excess is applicable in respect of each and every claim. -
Legal Partitioner
Corner Life offers a claims made basis Top-Up Professional Indemnity Insurance Policy to our legal practitioner clients.
All Law firms enjoy a primary level of Professional Indemnity Insurance through the legal practitioner’s Indemnity Insurance Fund (“LPIIF”). This level of cover ranges between R1,562,500 and R3,125,000, dependent on the number of directors in the practice. -
Medical Environment
Cover for a number of practitioners in the Medical Environment. This includes:
- Medical Practitioners
- Islamic Medical Professionals
- Medical Institutions
- Veterinarians -
Restructuring Environment
Cover for a number of practitioners in the Restructuring Environment. This includes:
- Business Rescue Practitioners
- Interim Managerial Appointments
- Section 155 Companies
- Informal Structuring
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Scratch And Dent Cover
We offer you cover for the following:
- Light scratches
- Repairs are guarantees for 3 years
- Minor dents
- Chips -
Rim And Tyre Cover
With the state of our roads deteriorating on what seems to be a daily basis, there are more than enough hazards to catch your unawares and cause damage to your tyres and rims. That is why we offer Tyre & Rim Guard.
It will allow you to claim for the cost of repairing or replacing these parts and keep your wheels rolling smoothly. -
Gap Cover
A top up that boosts your existing coverage. It helps pay for shortfalls in costs related to hospitalisation for accidents.
Group Schemes
Voluntary Group Life & Group Funeral
This group insurance product is designed for churches, funeral parlors and burial clubs, and has the following objectives:
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Claims
Valid claims are settled within 24 hours.
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Who Can Get It?
This product is designed for churches, funeral parlors and burial clubs and has the following objectives:
- Anyone between the ages of 14 and 84 qualify
- Cover is available to immediate family members, including legally adopted children.
- Extended family members like parents or parents-in-law can be included at an additional premium
- Persons who are not legally married but living together as a family can enjoy family benefits as long as they provide all relevant information on the application form.
- No restriction is placed on the size of a family.
We Cover a member plus 9 others -
How Much Is It?
At Corner Life we are focused on providing tailor-made premiums based on the size of your group scheme and nature of your business. Please request a quote and we’ll have our nearest regional office contact you.
Funeral Cover
Compulsory Group Life & Group Funeral
This product offers term cover and is ideal for organizations, corporate companies, unions and clubs and has the following objectives:
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Benefits
- Affordable premiums on group insurance.
- Tax relief if the premium paid by the employer is regarded as a benefit.
- Readily available cash for the immediate family / employee without having to approach the employer for a loan.
- Complete peace of mind for participating members. -
Claims
Valid claims are settled within 24 hours.
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Who Can Get It?
- All permanent employees may participate.
- Cover is available to employees and their immediate family members, including all dependent children.
- Extended family members are covered optional. -
How Much Is It?
At Corner Life we are focused on providing tailor-made premiums based on the size of your group scheme and nature of your business. Please request a quote and we’ll have our nearest regional office contact you. regarding our group insurance plans